It’s a New Year and with it comes a resolution many families will make. What is it? To find a way to save money! Maybe you want to take that dream vacation this year, maybe you want to pad your savings account, or get a new car. Regardless of why you want to save money, it is a goal for many families.
One thing you may not realize is how easy it is to do just that! A few pennies a month can add up quickly, you just have to be smart about how to cut your expenses. Here are 5 super simple ways to save money!
- Cut your cable! We switched toa Roku box a few years ago and have not looked back! We get our local channels through our antenna and pay $7.99 for Netflix. If you like watching new episodes of TV shows you can look into Hulu for an additional cost. Also, many TV channels have apps available for Roku that carry new and old episodes of your favorite shows for free! Total savings for us at the time we cancelled was around $45 a month. Your savings may be even more!
- Shop at Aldi’s! I remember the first time I went into Aldis I was terrified, I had no clue what I was doing and pondered if the savings was worth it. Now, I know it is!! Aldi’s easily saves us $40 every grocery trip (I shop bi-weekly). You do need to bring your own bags, and have a quarter available to borrow a buggy. Buy a few things each time, don’t switch over all at once, you may like some things but not others. Our personal favorites are their spaghetti sauce, soy milk, and cereal.
- Stop buying books! If you homeschool this may be hard, but try it! My shelves are overflowing with books, and I really don’t have any room for more. We use Heart of Dakota and their list of books is staggering. I take the list to the library each year and usually find that they have around 75% of the books I need. For free! This easily saves me around $75-100 each school year. If you’re worried they won’t have it when you need it, put a hold on it 2-4 weeks before you will need it. Our library offers a teacher card which allows you to check out the books for 60 days instead of 30, yours may too!
- Drop “extras” on your phone!We have a land line and cell phone. I do not want to give up my land line because my kids can use it easily and it keeps telemarketers from calling my cell phone, plus it’s more reliable. But, we cut everything off of our phone bill. We have no call waiting, or caller ID. Our phone bill is $11.31 a month, total savings by removing caller ID and call waiting around $15.
- Price match! I have pretty much stopped clipping coupons, but will always price match. When I go to the grocery store I hit up Aldi’s first, then whatever I can’t get I go to Wal-Mart. Did you know Wal-Mart and many other retailers will price match all other stores? If you see a good deal on cheese, yogurt, meat, cereal anything they will match it! This saves me a ton of time by not having to run and chase a deal. *Bonus tip* Wal-Mart has a program called savings catcher. Upload your receipt using their app and they will check your receipt with area stores. This keeps you from wondering whether or not you missed any good price match deals 😉
These are just a few of the ways I have found to save money! Do you have any tips to save money? Please share in the comments!